Modification Date: May 24, 2018 | Effective Date: May 25, 2018

We care about the use of personal information online, which is why we are providing you with detailed information with regard to privacy practices employed here at ForeclosurePhilippines.com. Particular areas of the world now require different privacy disclosures, so please read the entire policy to make sure you understand our practices fully.

I. If You are Located In the European Union (EU)

A. What Personal Data Do We Collect From You?

Personal data is information that can be used to identify you such as your name, IP address, and email address. As a business, we collect personal data from you in a number of ways including:

(1.) Opt-In To Email Updates with complimentary Due Diligence Checklist: Your email address and IP address.

(2.) Waiting List: Your name, email address, and IP address.

(3.) Transaction: You name, email address, billing information and payment source.

B. What Is The Purpose of Processing Your Personal Data?

We collect the information above for the following purposes.

(1.) Opt-In To Email Updates with complimentary Due Diligence Checklist: To provide you with updated real estate listings, blogposts, training schedules, relevant news and information, and the complimentary due diligence checklist via email.

(2.) Waiting List: To let you know when a training course opens or is closing.

(3.) Transaction: To process a purchase you make with us in relation to our paid training courses, which also includes providing information on how to access the training course purchased and relevant updates.

C. What Legal Basis Do We Have For Collecting and Processing Your Information?

Websites must have a legal basis for collecting information from individuals located in the European Union. Our legal basis for each of the ways we collect information from you is as follows. Please note where consent forms the basis, you can withdraw consent at any time by contacting Jay Castillo through [email protected], or opting out of any email message using the “unsubscribe” link at the bottom of ALL our emails.

(1.) Opt-In To Email Updates with complimentary Due Diligence Checklist: We will ask for your consent first through a double-optin process.

(2.) Waiting List: We will ask for your consent first through a double-optin process.

(3.) Transaction: We will collect your information as part of a legal contractual transaction.

“Legitimate interests” for processing your personal information exist where you submit the information with an expectation that it will be processed and there is no undue impact on you. If you disagree or have questions, please contact Jay Castillo at [email protected] and we will cease the processing of your data under this legal basis.

D. Who Has Access To The Data We Collect?

We process and have access to the data we collect from you. However, we use third parties to assist us with processing your personal data including the following categories of recipients (links to respective privacy policies of said third parties can be found below):

  • Financial transaction processors (for processing of payments for paid training courses handled by Teachable)
  • Customer service communication platform (helpdesk system handled by Helpscout)
  • Email service providers (Feedblitz and Convertkit)
  • Learning management system (handled by Teachable)

These third parties are prohibited from utilizing, sharing or retaining your personal data for any purpose other than allowed by us.

E. Cookies and Similar Technologies

This site uses cookies and similar technologies to track particular aspects of you and other people who visit us. This tracking is done to provide us with information on how people move about the site, what is of interest to them and what is not, how our marketing is performing, and incidental items such as what percentage of users access the site from a personal computer versus a mobile phone.

You may block most cookies by adjusting your browser settings as well as responding to the cookie consent notice that appears when you visit this site. To learn more about this technology, please visit our Cookie Policy below under section II-H.

F. How Long Do We Keep Your Data?

We keep your personal data for different periods of time depending on the reason it was gathered in the first place.

(1.) Opt-In To Email Updates with complimentary Due Diligence Checklist: As long as you remain subscribed, and will be deleted when you unsubscribe.

(2.) Waiting List: As long as you remain to be subscribed, and will be deleted when you unsubscribe.

(3.) Transaction: Five years for tax audit purposes.

If a legal claim arises involving your data, we will store and disclose that data until the matter has resolved.

G. Your Right To Ask For Corrections, Erasure, And Export Of Your Data

You have the right to control your personal data. Specifically, you have the following rights:

  • The right to be informed: We are informing you now with this policy.
  • The right of access: We’ll provide you with the data we have about you.
  • The right to rectification: Request we fix incorrect data about you.
  • The right to erasure: Request we erase certain data about you.
  • The right to restrict processing: Ask us to restrict certain type of processing of your personal information.
  • The right to data portability: Ask us to provide your personal data we have for export.
  • The right to object: Object to how we use your data.
  • Rights in relation to automated decision making and profiling: We don’t profile you, but keep in mind that you have this right with other sites.

To exercise any of these rights, please contact Jay Castillo at [email protected] with your request.

H. Your Right To Withdraw Consent

Although this is mentioned above, we want to emphasize that wherever we’ve asked for your consent to collect or process your personal data, you have the right to withdraw that consent. If you receive email messages from us, you can use the “unsubscribe” link near the bottom of ALL email messages to withdraw consent and stop the mailings. Alternatively, you can contact Jay Castillo at [email protected] with your request.

I. Do We Transfer Your Data To Third Countries?

No. We are located in the Philippines. Your data is collected and held there.

J. Privacy Concerns, Contacting Us, Complaints.

You can contact Jay Castillo at [email protected] with your request with any questions or requests you have about these policies or your personal data. If, after contacting us, you feel a privacy issue has not be resolved, you have the right to file a complaint with a Supervisory Authority that covers the Philippines.

Data Controller

Representative: Jay Castillo

ForeclosurePhilippines.com | True North Online Marketing Services

1 Dollar Street, Camella 3-B, Pamplona Tres, Las Pinas City, Metro Manila, Philippines

You can also send correspondence by traditional mail to ForeclosurePhilippines.com | True North Online Marketing Services c/o Jay Castillo - 1 Dollar Street, Camella 3-B, Pamplona Tres, Las Pinas City, Metro Manila, Philippines

II. For All Our Valued Friends Regardless of Location

A. Privacy Policy Modifications and Updates.

We may update and modify this Privacy Policy at any time. In doing so, we will post a notice on the site before the change goes into effect and forward an email message to you, should we your email address and consent.

B. Legal Disclosures of Personal Information.

We may process, store, and disclose personal information if required to do so by law or in the good-faith belief that such action is necessary to (1) conform to the edicts of the law or comply with legal process served on us, (2) protect and defend our rights or property or (3) act under exigent circumstances to protect the safety of the public or users of the site.

C. DMCA Disclosures

We comply with the Digital Millennium Copyright Act of 1998. As part of the compliance process, we may be required to disclose whatever information we have for you to a copyright holder who has submitted a complaint to us.

D. Public Comments.

You may leave comments on blogposts. Please remember that any information you provide is not private. The information can be viewed by anyone online including family, friends, the media, investigators, and potential employers conducting background checks. Public comments functionality are provided through Disqus, and you may find their privacy policy on the following link: https://help.disqus.com/terms-and-policies/disqus-privacy-policy.

E. Third Party Websites.

We link to other sites, but please keep in mind that we do not control the privacy policies of those sites. Make sure to review the policies of any such sites before providing your personal information.

F. Sale of Business

Should we sell this site or our business, your personal information will be an asset transferred to the new owner.

G. Log Files

Like many other Web sites, Foreclosurephilippines.com makes use of log files. The information inside the log files includes internet protocol ( IP ) addresses, type of browser, Internet Service Provider ( ISP ), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.

H. Cookies Policy

Foreclosurephilippines.com uses cookies to store information about visitors preferences, record user-specific information on which pages the user access or visit, customize Web page content based on visitors browser type or other information that the visitor sends via their browser.

DoubleClick DART Cookie:

  • Google, as a third party vendor, uses cookies to serve ads on your site.
  • Google's use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet.

Users may learn more by visiting the Google ad and content network privacy policy at the following URL:

Our advertising partners may use cookies and web beacons on our site. Our advertising partners include:

  • Google Adsense

These third-party ad servers or ad networks use technology to the advertisements and links that appear on foreclosurephilippines.com send directly to your browsers. They automatically receive your IP address when this occurs.

Other technologies ( such as cookies, JavaScript, or Web Beacons ) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and / or to personalize the advertising content that you see.

Foreclosurephilippines.com has no access to or control over these cookies that are used by third-party advertisers.

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices.

Foreclosurephilippines.com's privacy policy does not apply to, and cannot control the activities of, such other third-party advertisers or web sites.

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers' respective websites.

You can also opt-out of this kind of advertising anytime through the following URLs: